Stronger
When dealing with tough situations I find it best to understand what to expect. What my rights are, what can I do, what could he do, what the process is and so on. The fear we experience tends to be due to uncertainty, and knowledge clarifies uncertainty.
Even if you have some hopes of reconciling, I would want to know what the following might look like:
You state you aren’t married and talk about the house as yours, but say he calls it the "family home". Is the mortgage solely in your name? Deed too? Had you acquired it before you two met? Is there any way he can claim ownership or coownership? Get that clarified.
Is there any way you can have him move out? Ownership is generally only part of the issue. Legal residence gives him some rights, but as an owner you could technically evict him, albeit using dure process.
What about payments? You mention not affording the mortgage. Why? Is your child keeping you from working full time? Are you basing expenses on present conditions? Is there a way to bridge whatever gap there might be in income if you end this relationship? Like take on a renter, downsize, child support...
As out there as this might sound... consider phoning a family/women’s abuse line. Although we tend to think of these lines as something for physically abused women they also are a wealth of knowledge for any form of abusive relationships – and yes – infidelity is abuse. They can at least answer questions such as how to get him out, financial obligations and all that. They might even have pro-bono legal advice.
I have this theory slash methodology slash voodoo method of dealing with a WS in an active affair. It’s based on listening to their ACTIONS and then deciding within the parameters their actions allow you to decide from.
Like... right now he’s in an affair and he wants to keep his family intact. You realize that one option you have is to accept that. Pretend to believe him when he says he’s working late yet another Friday evening and ignore the whiff of perfume you smell off him and the lipstick on the collar.
Doesn’t sound good does it? Well – it’s still an option.
Another option is to tell him something like:
"Partner – I KNOW you are seeing OW. That’s OK – that’s your choice. You are free to do what you want, only I don’t share my partner. I can’t control what you do, but I can decide what I do and what I accept. Since I don’t want to share you then I’m absolving you completely of all obligations to me. You can be with OW, move in with her, date her... whatever... but not as my partner.
Seeing as we aren’t married then the process of separation should be technically easy.
This is what I have learned about the house and ownership. There are laws in place regarding custody and access to children and we will follow them to the letter. I would like you to move out as soon as possible, and with your new "freedom" moving in with OW should be easy.
If you want any chance of regaining my relationship you have a very small opportunity to convince me. I would need accountability and total openness, but I’m not holding my breath. The further I go along this path out of infidelity, the more content I am with my decision."
"If, therefore, any be unhappy, let him remember that he is unhappy by reason of himself alone." Epictetus